income protection cover quote

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Your date of birth:
(dd/mm/yyyy)  
Date of birth - Tip

Australian residents aged 18 to 59 and working at least 20 hours per week.

Gender:
Occupation:
Click here to select occupation

Please select an occupation type: Close X
Category A
Occupations which involve predominately non-manual duties.
Category B
Occupations which are primarily non-manual but may involve light manual duties.
Category C
Occupations that involve a degree of manual work.
Waiting period:
Smoker status - Tip

The period you must wait before the Income Benefit becomes payable under the Policy.

Benefit period:
Benefit Period - Tip

The maximum period of time that the Income Benefit will be paid for any one Disabling Sickness or Injury claim you make under your Income Protection Insurance

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Some words or expressions have special meaning. They normally begin with capital letters and their meaning is explained in the “Glossary” of the relevant PDS

The Product Disclosure Statement (PDS) and Financial Services Guide (FSG) are designed to help you decide if a product is right for you and to help you make an informed decision about whether to use the services we provide in relation to Real Life Insurance products.

Real Life Insurance products are issued by Hannover Life Re of Australasia Ltd ABN 37 062 395 484. It is distributed and promoted by Hollard Financial Services Pty Ltd (HFS) ABN 53 128 692 884, AFSL 343079 trading as Real Life Insurance, of Level 38, 2 Park St, Sydney NSW 2000. Advice on this website is general only and does not consider your individual objectives or financial situation. Terms and Conditions apply, please review the relevant PDS & FSG  to ensure these products are right for you.